Travel Guard International Launches New Cruise Only Travel Insurance Plan
Press Release

Cruise Guard Plan Covers Financial Default*, Terrorism and Missed Connections –
In Other Words, Features Not Found in Cruise Lines’ Protection Plans

Stevens Point, WI, June 18, 2004 – Two travel trends – the growing popularity of cruising (a record 10 million Americans are expected to cruise in 2004), and rising consumer awareness of the value of third-party travel insurance – converge, as Travel Guard International, America’s leading provider of travel insurance and assistance services, launches Cruise Guard, which in most instances surpasses the protection offered by the cruise lines with a competitively priced, comprehensive travel insurance plan.

“Cruise lines do a great job of providing their customers with a great vacation experience,” notes Dan McGinnity, Vice President, Communications for Travel Guard International, “but cruise lines can’t compete with third-party providers when it comes to travel insurance – nor would you expect them to. In launching Cruise Guard, we’re covering the consumer in areas the cruise line protection plans don’t – including coverage for the financial default of the supplier*, missed connections, and terrorism – plus higher limits of coverage for medical expenses and emergency medical transportation.”

Offering enhanced coverage and more services than the major cruise lines provide, Travel Guard’s new Cruise Guard travel insurance includes 100 percent cruise credit for trip cancellation and interruption (the cruise lines typically reimburse at 75 to 90 percent), while adding coverages excluded from cruise line plans such as missed connections, terrorism and the financial default of the travel provider*. In a new feature geared to the times, Cruise Guard also addresses the growing percentage of cruise clients who drive to the newest U.S. ports of embarkation – San Diego, Galveston, and Baltimore, among others – by including emergency roadside assistance and other “en route” travel emergency services.

Cruise Guard is available through Travel Guard’s 24/7 World Service Center (1-800-826-1300) and web site (www.travelguard.com). It is competitively priced with plans offered by the industry’s four major cruise lines.

Cruise Guard currently is designed exclusively for clients traveling on Carnival, Princess, Royal Caribbean and Norwegian Cruise Lines, which account for nearly 80 percent of the industry’s cruise passengers each year. Other cruise line options will be added to Cruise Guard in the coming months.

For more information about Cruise Guard and Travel Guard’s complete line of travel insurance and assistance products, agents can visit www.travelguard.com, or call Travel Guard’s World Service Center at 1-800-826-4117.

Travel Guard International is America's leading travel insurance provider covering more than 6 million travelers each year. Travel Guard’s travel protection plans include coverage for trip cancellation penalties, travel interruptions and delays, emergency medical expenses, medical evacuation expenses and lost or delayed baggage. All Travel Guard coverage also includes 24-hour travel emergency service for emergency medical assistance, last minute or emergency travel changes, lost luggage tracking, pre-trip travel advice and more.

Insurance coverage is underwritten by Arch Insurance Company. This is only a brief description of the coverage available. The policy will contain limitations, reductions, exclusions, and termination provisions.

*Financial default coverage is available only when the insured purchases the coverage within fifteen (15) days of deposit.

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